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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £358.58, with an optional final payment of £8,228.50. Payments are based on a duration of agreement of 60 months, a Cash Price of £22,599.00, with a deposit of £2,259.90 leaving an amount of credit of £20,339.10. The agreement is calculated using a fixed rate of interest of 12.90% per year resulting in Representative 12.90% APR and a total amount payable of £31,644.62 . An excess mileage rate of 4.87 pence per mile applies. We act as a credit broker, not a lender.